1In a small bowl, mix together the crumble ingredients until pea-sized balls form. Place in fridge.
2In a large bowl, combine the melted and cooled butter, buttermilk, eggs, sugars, and vanilla. Whisk until combined.
3Mix in shredded carrots and coconut.
4Add the remaining dry ingredients and mix until no more white streaks remain. Be careful not to overmix. Set aside.
5In a small bowl, add the cream cheese filling ingredients. Mix until light and creamy, about 3 minutes.
6Grease and line a muffin tin.
7Scoop 1.5 tbsp of batter into each tin. Add a tbsp of cream cheese filling over the batter. Add another 1.5 tbsp of batter over the cream cheese filling. Top each with 1 tbsp of crumble.
8Bake at 375 F for 20 minutes or until a toothpick comes out clean.