1Slice muffins and layer them into a dish. Add chocolate milk over.
2Beat half of the fresh cream. Beat together cream cheese and condensed milk. Mix both together and add onto the first layer. Refrigerate.
3Melt chocolate with a little oil in microwave. Remove 3 tbsp of the chocolate. Mix the remaining fresh cream into the chocolate. Add chocolate layer onto cream layer and refrigerate.
4Add chocolate cereal into a bowl with the 3 tbsp of melted chocolate and cocoa powder. Mix. Add this onto the chocolate layer. Refrigerate until ready to serve.