1If desired, char the corn using a broiler or a blowtorch.
2In a large wooden bowl, combine the white beans, corn, red bell pepper, red onion, cherry tomatoes, scallion greens and cilantro.
3Prepare the dressing by combining mayo or Greek yogurt, lime juice, smoked paprika, chili flakes, salt, and minced garlic cloves in a glass bowl. Add water to thin the dressing, if needed.
4Pour the dressing over the vegetables in the bowl and stir until the salad is fully coated.
5Fold in the cotija cheese.
6Taste and adjust seasoning with salt, lime juice, chili flakes or smoked paprika as needed.